Title: The Key to True Ownership

A title is your legal right to own a property. A “clear title” means there are no disputes, liens, or claims against it. Without clear title, you can’t transfer ownership cleanly, which can derail a sale.

Common Title Issues

• Liens: Unpaid contractor bills, property taxes, legal fees or judgments, or HOA fees.

• Ownership Disputes: Family inheritance disagreements or fraudulent sales.

• Clerical Errors: Mistakes in public records or legal descriptions.

The Role of Title Searches and Insurance

Before closing, a title company or attorney will perform a title search to uncover any issues. Title insurance protects buyers (and often lenders) from future claims that weren’t discovered before closing.

Why It Matters in Complex Transactions

In divorce sales, one spouse may have signed documents years ago that affect ownership, or there may be undisclosed liens. Addressing title early can save time, money, and stress.

If you’re a consumer: Use our map to find a trained REALTOR® who can guide you through title complexities.
If you’re a REALTOR®: Get trained and listed.